Ford Financing Simplified: Options for Every Buyer

Benefits of Ford Financing Through Your Ford Dealer

You Save Time

There never seems to be enough time in the day to do everything you want to. This even applies when you want to finance a car. If you apply for an auto loan at a bank, you have to complete the application forms, submit them while attending an interview, and then wait for a response. If they approve the loan, you must return to your dealer to complete additional paperwork.

Choosing to finance through us is a much faster and smoother process. The application form on our website can be completed in four easy steps. Once you submit it to our finance department, one of our finance managers will contact you. We send your application to our pool of lending institutions, and they send you their loan offers. Once you choose one of these offers, we can deliver your new vehicle to your door and complete the remaining paperwork.

Credit Options for Everyone

Banks have very rigid procedures and policies, and they’re non-negotiable regardless of your circumstances. They are usually happy to lend to someone with perfect credit but loath to offer loans to anyone with a lower credit score. We all know that most people don’t have perfect credit, and this can make getting an auto loan from the bank difficult.

Our view is different, as we believe you should have the vehicle you want on credit if you can afford to pay the installments for it. Our pool of lenders has the same view, and they have options available for everyone. If you have perfect credit, an average credit score, or credit that needs some improvement, we can negotiate with our lenders to get you the best deal.

Additional Deals and Incentives

If you apply for an auto loan through a bank, there’s usually only one option available, and there are no incentives. This can be very restrictive, as repaying their auto loan within the set period will only raise your credit score.

As a dealer, we have access to a range of other options beyond our lender pool. Ford Credit is available from the manufacturer and has a range of attractive offers for you to choose from. A Standard Purchase allows you to finance your new or used Ford and build equity toward your next Ford at the same time. Flex Buy is another option that provides lower repayment installments for the first three years.

Learn more about other reasons to finance through us by contacting our finance department today at Lundgren Ford in Eveleth, MN.

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